Monday, July 30, 2012

Yiippeee, No More Medical Bills

I am so happy I have finally paid off ALL Elyssa's medical bills from when she was in DKA and diagnosed with Type 1 Diabetes. It's such a relief and I feel this tremendous weight lifted off my shoulders finally.
At the beginning I tried so hard to understand this disease and not go crazy from lack of sleep but then when I got slapped with bills for thousands of dollars it truly broke me. I cried so much. I felt like how was I supposed to provide a future for my Type 1 Diabetic daughter when I owed thousands of dollars and had to pay for tons of supplies on a monthly basis. I cried for the diagnosis, I cried from all the threatening calls saying they were going to send me to collections or start taking money from my paycheck, I cried for all the $$$$$ signs flashing before my eyes every time I opened the mail.
Since we were out of town in California when Elyssa was diagnosed my insurance didn't pay for all the doctors fees. She was diagnosed in 1 hospital then transported to another hospital so I had bills from 2 different hospitals, tons of different doctors, nurses, endos and the ambulance company. I took it day by day. I made tons of calls, sent tons of emails & faxes trying to get costs down. I called doctors directly to see if they would lower their fees and a couple of them did so that was a great help. Also, I kept sending a ton of bills back to the insurance company as claims because I felt we shouldn't pay all the out of state costs since the local Pediatrician & Urgent Care doctors that "were" covered by my insurance missed her diagnosis a few days before we left town. The insurance company did end up going 50/50 with me on a couple more bills. Even though it was all so stressful and such a big fight I find myself lucky because I did have some kind of insurance.
I thought for sure we were going to be in & out of the hospital all the time due to diabetes complications. I'm so glad that hasn't been the case. No more hospital stays this whole 1st year of diagnosis. It's given me time to pay off all medical bills, Woo Hoo. I'm finally able to breathe a sigh of relief and do my little happy dance. I no longer have to be scared to open the mail or answer the phone anymore. One whole year of Type 1 Diabetes.... I didn't let the diagnosis beat me, I didn't let the bills beat me.... I just keep taking everything day by day and try to do the best I can for my little girl. I just feel like all the hard work is finally paying off... Literally! =)


  1. You paid it off?? Impressed!!

    We owe $55k to the hospital for Justices DX, and since we had no insurance during that time we are 100% responisble and we told them we didnt have it and they just left us alone. lol

    I know its not funny but we cant even afford supplies let alone a bill for 55k! Lets not even get started on MY bills ;)

    Good for you mama!

  2. WHAT?? You should have emergency services even if you are outside of your service area. Thats just nuts!

  3. That is awesome. Hey...I love the shot thingy at the bottom of your post. That is sooooo clever!

  4. Dayyuum Alexis that's crazy.
    Lora I had a co-pay for the 5 day hospital stay plus the ER, doctors, endos, specialists were like $1,000 a piece. The hospitals didn't want to work with me at first but after six months and talking to the doctors directly they started making deals.
    Thanks Reyna. =)

  5. I'm do proud of you Racheal! You are a wonderful person and a fabulous mommy!

  6. That's such a great feeling after all the burden! You stood tall on that part of your life and I salute you for that. Your daughter is very lucky to have you. I hope this post will be helpful in motivating other people who have loved ones who have been diagnosed with the same condition.